Mosig Travel

FAQ

Mosig Travel

Insurance & Passport

FAQs

Do I need travel insurance?

Travel insurance is strongly recommended.

What is travel insurance?

Travel insurance is a plan you purchase that protects you from certain financial risks and losses that can occur while traveling.

Which plan should you choose?

Benefits vary by plan. It’s important to choose a plan that fits your needs, your budget and your travel plans.

What situations are covered by travel insurance?

• Travel insurance can’t cover every possible situation. It covers only the specific situations, events, and losses included in your plan documents, and only under the conditions described.

• Travel insurance is designed to cover unforeseeable events—not things you could easily see coming, or things within your control.

What is the difference between Vacation Protection and Insurance?

Vacation Protection

• Usually offered by travel suppliers (like cruise lines, tour companies, or resorts).

• Usually covers trip cancellations, delays, or interruptions but may have limited medical coverage.

• Often includes credit or vouchers instead of cash refunds.

• Easier to purchase as an add-on when booking a trip.

• May not cover all unexpected events.

• Travel insurance is designed to cover unforeseeable events—not things you could easily see coming, or things within your control.

Vacation Insurance

• Provided by third-party insurance companies.

• More comprehensive—can cover cancellations, medical emergencies, lost baggage, travel delays, and even emergency evacuations.

• Usually offers cash reimbursements rather than travel credits.

• Can be customized for coverage based on traveler needs.

• Often required for travel to certain destinations.

Where can I get a passport in the U.S.?

A. Passport Acceptance Facilities

• Post offices, libraries, and local government offices often serve as passport acceptance facilities.

• You’ll need to make an appointment, bring the required documents, and submit your application.

B. Passport Agencies (For Urgent Travel)

• If you’re traveling within 14 days or need a foreign visa within 28 days, you can visit a U.S. Passport Agency (by appointment only).

• Located in major cities across the U.S.

C. Online (For Renewals Only)

• If you're renewing a passport, you may be eligible to do so by mail or online (when available).

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